Last month, Delaware and New Jersey opened new Achieving a Better Life Experience (ABLE) programs. There are now a total of 39 jurisdictions with qualified ABLE programs. Both programs are open to all eligible individuals nationwide. Both have six investment options and a checking option with a debit card. Their minimum initial deposit is $25. The programs have a quarterly maintenance fee of $15 with a $3.75 discount for opting to receive statements via email, and monthly asset-based fees ranging from 0.34% to 0.38% depending on the investment option chosen. Delaware’s program has an additional $1.25 quarterly discount for state residents. More information about state implementation of the ABLE Act can be found here.