Health – Labor Department Releases Proposed Rule Expanding Access to ACA Non-Compliant Plans

On January 5, the Employee Benefits Security Administration released a proposed rule expanding the availability of association health plans (AHPs). While these plans are prohibited from discriminating or charging more based on pre-existing conditions, they are not required to cover the essential health benefits generally required by the Affordable Care Act (ACA), such as rehabilitative and habilitative services, and mental health and substance abuse services. This rule has the potential to destabilize the individual and small group health insurance markets, leaving people with disabilities and chronic health condition with skyrocketing premiums.

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