House Bill Introduced to Enhance Social Security Child’s Insurance Benefits

Rep. Allyson Y. Schwartz (D-PA) and Rep. Mike Thompson (D-CA) have introduced the Child’s Insurance Benefits Improvement Act (H.R. 5715). The bill seeks to enhance Social Security’s Disabled Adult Child (DAC) benefit. The DAC benefit allows a person age 18 or older who meets the Social Security disability standard to receive benefits based on the prior contributions of a parent, who is themselves eligible for Social Security retirement or disability benefits, or who is deceased and was insured under Social Security. Currently, to qualify for the DAC benefit a person’s disability must have started prior to age 22. H.R. 5715 would increase that age from 22 to 26. The bill would apply this change retroactively, so that individuals who acquired disabilities between age 22 and 26 could qualify for benefits, regardless of their current age. Additionally, H.R. 5715 would increase the ages associated with Social Security Disability Insurance (SSDI) recent work requirements by 4 years. This would extend SSDI coverage to more individuals ages 22 to 28 who have a limited work history, such as youth enrolled in post-secondary education. The bill was referred to the House Ways and Means Committee and the House Energy and Commerce Committee.

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