Last week, the health insurance marketplaces created by the Affordable Care Act (ACA) opened for business. October 1 was the first day to sign up and enroll. The open enrollment period ends March 31, and for those who sign up in time coverage begins on January 1, 2014. There have been problems with long waits and error messages when trying to enroll online. Reports indicate that millions of people tried to access information on the healthcare.gov website but enrollment numbers are not yet available. To fix the problems with access, the Administration is working to expand the capacity of the system. To find more information about the ACA visit www.healthcare.gov or if you need assistance call the ACA consumer hotline 1-800-319-2596 (TTY: 1-855-889-4325) anytime.