The Arc joined several other advocacy and consumer organizations in filing an amicus (“friend of the court”) brief in the U.S. Supreme Court in support of the individual mandate in the Affordable Care Act (ACA). The amicus brief argues that a law requiring health insurers to cover people with preexisting conditions cannot function unless it also requires nearly everyone to carry insurance. This is because, if allowed, people will delay the purchase of insurance until they need expensive care, thereby draining the insurance plan of funds without paying their share (known as “adverse selection”). Seven states have already tried to enact a preexisting conditions law without a minimum coverage requirement and all seven states saw skyrocketing premiums or worse; while Massachusetts, the one state to do both, saw its premiums go down 40 percent. See The Arc’s statement on submission of the amicus brief . Oral arguments are scheduled for late March. Since the Supreme Court will be addressing several issues regarding the ACA, briefs on additional issues are due at different times over the next month.