HHS Issues Guidance on Health Insurance Exchanges

The U.S. Department of Health and Human Services issued guidance to states on setting up the health insurance exchange. The exchange is a health insurance marketplace to help consumers and small businesses, including nonprofits, shop for insurance coverage. The exchanges must be established by 2014. States have a lot of flexibility in how they set up and run the exchanges. States can also opt out and have the federal government run the exchange in their state. See http://www.healthcare.gov/center/regulations/guidance_to_states_on_exchanges.html

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